Charter Oak State College allows students to take courses at eligible Title IV institutions
throughout the United States. In order for these classes to be considered for financial
aid, an approved consortium agreement must be in place between COSC and the visiting
school before the published semester's deadline date as indicated on the agreement.
Under a consortium agreement, COSC is considered to be the student's home institution
and is responsible for processing financial aid. The visiting school, also known as
the host institution, is responsible for certifying enrollment status, providing course
information, and tuition and fee costs.
Listed below are guidelines that apply to all students interested in participating
in a consortium agreement.
- Be matriculated (enrolled in a degree seeking program at COSC only).
- Comply with all COSC's institutional and financial aid policies (i.e., satisfactory
academic progress, disbursement schedules, institutional and Return of Title IV refund
- Students must also comply with the hosts institutional polices and procedures.
- Make payment arrangements, at the time of registration, at the host institution. This
will ensure that classes will not be dropped for non-payment.
- Purchase books and course materials (book vouchers are not available for non-COSC
- Immediately notify Charter Oak's Office of Financial Aid of changes in enrollment
status at the host institution (i.e., withdrawal, drop).
- Request an official academic transcript within 21 days of completing the consortium
- Not accept financial aid from the host institution and report all outside financial
aid resources to the Office of Financial Aid.
- Allow COSC to discuss enrollment, financial aid, and any academically related issues
with the host institution.
- Repay unearned portions of financial aid as a result of a return of Title IV calculation
or if credits are not transferred back to COSC.
- Complete a new consortium agreement each semester.
Other Important Points
While COSC offers students the flexibility of taking consortium courses, some restrictions
do apply and include:
- Consortium agreements will not be processed for students who have been subject to
a Return of Title IV (R2T4), processed by the Office of Financial Aid, during a previous
- Consortium agreements cannot be processed for courses taken at non-standard term or
clock hour schools. Typically, these programs cross over several academic years which
the College cannot align to its financial aid award year schedule.
- Not all Title IV schools participate in the consortium process and the College cannot
process financial aid without a completed consortium form.
- The Office of Financial Aid is the final authority on the approval of a student's
consortium agreement for financial aid purposes.
The College's consortium agreement can be found by logging into ACORN. At the "Financial Aid" tab click on "Welcome to COSC - My Financial Aid" and access
"Forms" to download the agreement.
* As previously stated, all consortium forms must be received and processed by the
Office of Financial aid by the published date listed on the agreement. Forms will
not be available for download once the deadline date has passed.