What Will it Cost?

Academic Year 2020-2021

Estimated Cost of Attendance for Financial Aid Undergraduate and Graduate Students

 

The estimated Cost of Attendance (COA) budget is a resource that can assist students and their families with planning and budgeting for a Charter Oak State College education.  
COA budgets are used by the Office of Financial Aid to determine the maximum amount of financial aid that a student is eligible to receive. Students are assigned a budget based on their cost of attendance which includes degree applicable credit hours for which a student is enrolled and other educational costs (direct and in-direct expenses).
The Office of Financial Aid calculates educational expenses based on anticipated or actual enrollment (if student has registered for classes). The total COA budget includes both direct and indirect costs. Direct costs include tuition and fees. Indirect costs such as books and supplies, living allowances, miscellaneous expenses, and transportation are not payable to COSC and, therefore are not billed (charged) to the student. Indirect costs are based on national “averages” of educational expenses. 
The following is a list of annual estimated COA budgets for full-time students who are either in-state or out-of-state. A full-time undergraduate student is one who is enrolled in a minimum of 12 credit hours per semester. A full-time graduate student is one who is enrolled in a minimum of 9 credit hours per semester.       
Direct CostsIn-stateOut-of-state
Tuition$7,656$10,056
Student Services Fee$448$590
Technology Fee$150$150
TOTAL DIRECT EXPENSES$8,254$10,796
Estimated Indirect CostsIn-StateOut-of-State
Books and Supplies$1,600$1,600
Loan Fees$80$80
Living Allowance$3,824$3,824
Miscellaneous Expenses$2,048$2,048
Transportation Expenses$1,960$1,960
TOTAL ESTIMATED IN-DIRECT EXPENSES
$9,512$9,512
TOTAL AWARD YEAR COST OF ATTENDANCE$17,766$20,308

  

Annual Full-time Undergraduate Cost of Attendance (Dependent Student):
Direct CostsIn-stateOut-of-state
Tuition$7,656$10,056
Student Services Fee$448$590
Technology Fee$150$150
TOTAL DIRECT EXPENSES$8,254$10,796
Estimated Indirect CostsIn-StateOut-of-State
Books and Supplies$1,600$1,600
Loan Fees$80$80
Living Allowance$2,000$2,000
Miscellaneous Expenses$2,048$2,048
Transportation Expenses$1,960$1,960
TOTAL ESTIMATED IN-DIRECT EXPENSES
$7,688$7,688
TOTAL AWARD YEAR COST OF ATTENDANCE$15,942$18,484

  

Annual Full-Time Graduate Cost of Attendance:
 
Direct CostsIn-StateOut-of-State
Tuition$9,288$9,720
Student Services Fee$666$708
Technology Fee$150$150
TOTAL DIRECT EXPENSES$10,104$10,578
Estimated Indirect CostsIn-StateOut-of-State
Books and Supplies$1,600$1,600
Loan Fees$920$920
Living Allowance$3,824$3,824
Miscellaneous Expenses$2,048$2,048
Travel Expenses$1,960$1,960
TOTAL ESTIMATED IN- DIRECT EXPENSES$10,325$10,352
TOTAL AWARD YEAR COST OF ATTENDANCE $20,456$20,930