Academic Year 2023-2024
Estimated Full-Time Cost of Attendance Budgets for Financial Aid Undergraduate and Graduate Students
The estimated Cost of Attendance (COA) information listed below is a resource that can be used for students and families when planning and budgeting for a Charter Oak Education. COA budgets do not represent an actual bill and are estimates of projected annual costs. Actual costs may vary per student based on personal circumstances.
For information regarding tution and fee rates for the current academic year, please visit Charter Oak's tution and fees page.
What is a Cost of Attendance Budget:
Financial aid students are assigned budgets based on their cost of attendance which includes degree applicable credit hours for which a student is enrolled and other educational costs (direct and in-direct expenses).
- Direct costs include tuition and fees (billable charges).
- Indirect costs such as books, living expenses, miscellaneous expenses, and transportation are not payable to Charter Oak and, therefore are not billed (charged) to the student. Indirect costs are based on national “averages” of educational expenses. We use College Board data as a resource when constructing annual COA budgets.
The following is a list of annual estimated COA budgets for full-time students who are enrolled in Term 1 and Term 2 classes. Note: Students are billed separatley for each semester (fall, spring, summer). To determine a single semester COA budget, divide the amounts shown below in half.
- A full-time undergraduate student is one who is enrolled in a minimum of 12 credit hours per semester.
- A full-time graduate student is one who is enrolled in a minimum of 9 credit hours per semester.
| Direct Costs | All Students |
|---|---|
| Tuition | $7,896 |
| Student Services Fee | $460 |
| Technology Fee | $150 |
| TOTAL BILLED CHARGES | `$8,506 |
| Books and Supplies | $2,000 |
| Loan Fees | $80 |
| Living Allowance | $6,400 |
| Miscellaneous Expenses | $4,220 |
| Transportation Expenses | $2,084 |
| TOTAL ESTIMATED IN-DIRECT EXPENSES | $14,784 |
| TOTAL AWARD YEAR COST OF ATTENDANCE | $23,290 |
Annual Full-time Undergraduate Cost of Attendance for Dependent Students Enrolled in T1 and T2 Classes (12 Credits):
| Direct Costs | All Students |
|---|---|
| Tuition | $7,896 |
| Student Services Fee | $460 |
| Technology Fee | $150 |
| TOTAL BILLED CHARGES | $8,506 |
| Books and Supplies | $2,000 |
| Loan Fees | $80 |
| Living Allowance | $5,000 |
| Miscellaneous Expenses | $4,220 |
| Transportation Expenses | $2,084 |
| TOTAL ESTIMATED IN-DIRECT EXPENSES | $13,384 |
| TOTAL AWARD YEAR COST OF ATTENDANCE | $21,890 |
Annual Full-Time Graduate Cost of Attendance for Students Enrolled in T1 and T2 Classes (9 Credits):
| Direct Costs | All Students |
|---|---|
| Tuition | $9,522 |
| Student Services Fee | $680 |
| Technology Fee | $150 |
| TOTAL BILLED CHARGES | $10,352 |
| Books and Supplies | $2,000 |
| Loan Fees | $216 |
| Living Allowance | $6,400 |
| Miscellaneous Expenses | $4,220 |
| Travel Expenses | $2,084 |
| TOTAL ESTIMATED IN- DIRECT EXPENSES | $14,920 |
| TOTAL AWARD YEAR COST OF ATTENDANCE | $25,272 |